PERTEMUAN DI SHAH ALAM DENGAN PELABUR BARU DARI KLANG

Alhamdulillah kerana di permudahkan perjalanan untuk bertemu gn 2 orang sahabat baru merangkap pelanggan yg ingin melabur dalam kenanga. mereka sebelum ini tidak pernah melabur dalam Unit Trus. Oleh itu saya mengambil masa lebih kurang satu jam untuk memnerangkan tentang Unit Trust. Kemudian menerangkan pula tentang Kenanga Investors dan performance Kenanga.

Salah seorang dari mereka minat untuk melabur menggunakan EPF manakala seorang lagi minat melabur cash.

 

 

 

 

 

 

 

KENANGA INVESTORS WINS BEST PERFORMING EQUITY MALAYSIA FUND AGAIN

KUALA LUMPUR, 19 FEBRUARY 2014 – Kenanga Investors Berhad’s (“KIB”), Kenanga Growth Fund and Kenanga Syariah Growth Fund won the Best Performing Equity Malaysia Fund title at the prestigious Lipper Malaysia Fund Award 2014 for the year ended 31 December 2013.

Its Kenanga Growth Fund won the Best Equity Malaysia Fund for 3 and 5 years while the Kenanga Syariah Growth Fund won the Best Equity Malaysia Diversified for 10 years. 

According to Mr. Chay Wai Leong, Group Managing Director of Kenanga Group, “This is indeed another great achievement for K & N Kenanga Holdings Berhad (“Kenanga Group”) as our experienced Fund Management team continues to deliver consistent and excellent performance superior to the benchmark index.

Kenanga’s award winning funds Kenanga Growth Fund delivered an annual total return of 19.07%* (3 years), 26.35%* (5 years) while the Kenanga Syariah Growth Fund delivered 20.55%* (10 years) annual total returns in 2013.” 

KIB’s Chief Executive Officer, En. Abdul Razak bin Ahmad said, “The strengths of our winning funds lie with the disciplined approach in conducting research and stock picking. It underlined by our value-based investment philosophy and supported by a team of dynamic fund managers and analysts who constantly identify market trends and stock ideas. 

“One of the biggest challenges faced last year was managing the increased volatility associated with various event risks, but we managed through investing in a diversified portfolio of companies with sustainable business model which trade at a discount to their intrinsic value.” 

On the outlook for the year, En. Abdul Razak said “We expect volatility to persist in the first quarter of this year. However, we believe the current market weakness presents an opportunity to position for a stronger 2H as export recovery in Asia gathers momentum.” 
The Lipper Malaysia Fund Award is a prominent yearly event organised to honour top-performing unit trust funds in the country. 

For more information about KIB, please contact +6012-3970089

Private Retirement Scheme (PRS)

What is Private Retirement Scheme (PRS)?

Most employees in Malaysia currently save for their retirement through existing mandatory retirement savings scheme. However, recent studies have shown that their retirement funds are often exhausted within a short retirement period of three to five years. With increasing life expectancy and rising standards of living, many find that their retirement funds are not enough to give them the retirement lifestyle they want and encounter financial difficulties when really they should be enjoying their golden years then.

 

To address this issue, the Malaysian Government introduced the voluntary Private Retirement Scheme (PRS) as an initiative to accelerate one's long-term retirement savings. Under PRS, an individual can plan for their retirement better by increasing their savings on a voluntary basis through various PRS funds, according to their risk and return profile.

 

In other words, you can now save even more money for your retirement to have a better and a financially secured future!

 

The PRS Framework

PRS is a regulated capital market services activity that comes under the supervision of the Securities Commission Malaysia, who ensures the proper functioning of the PRS industry and investor protection through regulating the following four intermediaries.

 

PRS Key Features – at a glance

What is it?

A voluntary retirement savings scheme structured by private sector fund providers licensed and approved by the Securities Commission Malaysia.

A tax-efficient vehicle for individuals to save for retirement.

To complement your mandatory retirement savings scheme.

 

Why you need it?

Enables additional savings for your retirement.

Protects against inflation and provides adequate returns upon retirement.

Allows individuals or employers to voluntarily contribute into a retirement savings scheme.

Allows private company employees and self-employed individuals to voluntarily contribute into a retirement savings scheme.

Ultimately, to ensure quality of life at retirement!

 

 

 

 

How PRS can benefit you

As an employer

 

i. Retirement benefit management and ease of administration

PRS enables you to have your existing or new retirement benefit program to be professionally managed by pension expert fund managers therefore giving you ease of administration whilst still maintaining control of the entire retirement program.

 

ii.             Cost savings

Using PRS as your own retirement benefit program may potentially reduce cost because it does not incur activities and expert advice involved in self-managed pension programs.

 

iii.            Employees' productivity booster

PRS offers employee engagement, training and empowerment to take responsibility of their own retirement financial well-being thus making them happier and enhancing their productivity.

 

As an employee

 

PRS allows you to better plan for your retirement as an additional form of savings to complement your existing retirement savings and also offers personal tax relief.

 

As a self-employed individual

 

PRS complements your existing retirement savings and lets you to enjoy personal tax relief. It also allows you to separate business funding requirements from personal retirement savings which is creditor-proof. So your retirement funds remain intact no matter what happens to your business.

 

 

What is OnePRS Scheme (OnePRS)?

Save now for your retirement with Kenanga OnePRS

Kenanga introduces OnePRS, its voluntary private retirement scheme to complement existing mandatory retirement savings scheme and other retirement savings. By providing a choice of funds with different risk and return policies to meet your life needs, OnePRS encourages you to save now for your future.

 

It is also designed to provide you with the flexibility of receiving your retirement savings either as a lump-sum payment or through a regular monthly pension income while it remains invested in the fund of your choice.

 

Take control of your retirement with OnePRS - Retirement Made Easy.

 

 

 

 

OnePRS Scheme Funds

Meeting your retirement needs

Choose from default core funds and self-selection funds according to your risk and return requirements.

1.       Kenanga OnePRS Conservative Fund

2.       Kenanga OnePRS Moderate Fund

3.       Kenanga OnePRS Growth Fund

 

Fees and Charges

Minimum initial investment

Lump sum: RM1,000 per Fund

Regular contribution plan: RM100 per Fund.

 

Minimum additional investment

RM100 per Fund

 

Minimum redemption amount

RM250 or 500 units per Fund

 

Minimum switching / transfer amount

RM250 or 500 units per Fund

 

Minimum monthly withdrawal

Minimum units withdrawn based on last trading day's price equivalent to at least RM250.

 

Fees and charges paid to Kenanga Investors Berhad

 

Sales charge (for initial and subsequent contribution)

Lump sum: Up to 1.50% of NAV per Unit of the Fund.

Regular contribution plan: Nil.

 

Switching fee (between funds in Kenanga OnePRS Scheme)

Nil

 

Transfer fee (to another PRS provider)

RM25 per transaction

 

Redemption charge

Nil

 

Fees charged to the Fund

 

Annual management fee

1.55% per annum of the Fund's NAV.

 

Annual scheme trustee fee

0.015% per annum of the Fund's NAV or a minimum fee of RM60,000 per annum for the Scheme.

 

PPA administration fee

0.04% per annum of the Fund's NAV.

 

Fees and charges paid to PPA

 

PPA account opening fee

RM10.

 

PPA annual fee

RM8 charged to Members or the employers who make contributions on behalf of the Members. Not payable for the year the OnePRS account is opened and not payable for the year(s) where no contributions are made.

 

PPA pre-retirement withdrawal fee

RM25 per transaction.

 

PPA transfer fee (to another PRS provider)

RM25 per transaction.

 

PPA administration fee

0.04% per annum of the Fund's NAV.

 

The charges paid to the PPA as mentioned above, may be collected by Kenanga Investors Berhad acting on behalf of the PPA.

 

 

The Malaysian Budget 2014

The Malaysian Budget 2014 was announced on 25 Oktober 2013, Kenanga Investors have attached herewith the latest edition of Kenanga Dialog, where our Investment Team shares with us their views on the budget and their investment strategy.

 

 

 

 

Enclosed here with the latest guide from FIMM with regards to Investment In Unit Trust & PRS.

Dear All coustomers,

 Enclosed herewith the latest guide from FIMM with regards to Investment In Unit Trust & PRS.

 Content of the circular:

 We would like to bring to your attention to Clauses 2.4.5 and 3.3.5 of FIMM’s Code of Ethics and Rules of Professional Conduct, on the payment for investment in unit trust schemes (“UTS”) and private retirement schemes (“PRS”).

In order to strengthen the element of investor protection, all UTS / PRS Distributors are reminded to ensure the following are adhered to at all times:

1)    UTS / PRS Consultant should neither accept cash nor have it credited into their personal bank accounts from investors for purposes of investment in UTS/PRS. In addition, UTS / PRS Distributors should not accept cheques that are made in the name of investors for purposes of investment in UTS / PRS;

 
2)    Investors must be advised to ensure the cheques are made in the name of Kenanga Investors Berhad, and for the benefit of investors by including the following information on the reverse of the cheque;

 

a)    Investor’s name and identification card number or account number (if any) (for individual investors); OR

 b)    Name and company registration number or account number (if any) (for corporate investors); and

  

Should you requie further information kindly contact your adviser for assistance

 

Thank You.

 

 

 

 

EQUITY BROKING MARKET OUTLOOK ROADSHOW

Dear all Coustomers,

 

Please be informed that KIBB will be hosting an exclusive Equity Broking Market Outlook Roadshow on the 5^th October 2013 in the Klang Valley, and KIB is invited to this event.

 

This will be a good opportunity to invite your clients to attend in order to renew their interest in investing in the Malaysian Stock Market. In addition, this is an excellent platform to introduce KIB to new potential clients and recruits as well, in order to expandyour existing client and Adviser base. 

 

Below are the details of the speakers of the event:

 

THE SPEAKERS

1. Chan Ken Yew, KIBB Head of Research – An exclusive in-depth market outlook into the Malaysian Stock Market.

 

2. A speaker from Hartalega – An insight into how Hartalega will benefit from the recent weak Ringgit trend.

 

3. A speaker from Censof – An insight into how Censof will benefit from the upcoming GST policy implementation.

 

4. A speaker from Asia Brands – An insight into how Asia Brands will benefit from its non-cyclical business cycle, which provides a good shelter for investors during these uncertain times.

 

5. Seow Choong Liang, KIBB Head of Equity Derivatives & Structured Products – An overview into investing with Call Warrants.

 

 

Equity Broking Market Outlook Roadshow Details

Venue:                                 MATRADE Exhibition and Convention Centre (MECC)

Address:                              Level 3, East Wing, Menara MATRADE,

                                             Jalan Khidmat Usaha, Off Jalan Duta,

                                             50480 Kuala Lumpur,  Malaysia

Date:                                     Saturday,  5^th October 2013

Time:                                     9am – 2pm

Cost to attend:                  FREE

Food:                                    Snacks/Refreshments + Buffet Lunch provided

 

* RSVP Deadline:                 Wednesday, 25^th September 2013 ( +6012-397 0089)

 

 

 

 

JADUAL BARU SIMPANAN ASAS KWSP BERMULA JANUARI 2014

Makluman kepada semua sahabat pelabur, atau pun yang baru ingin melabur dalam Unit Trust, terutama dalam Kenanga Investors Berhad, KWSP telah membuat beberapa perubahan syarat dalam pelaburan berdasarkan jadual di bawah. Jadual baru ini akan berkuatkuasa bermula 1 Januari 2014.

 

Semua pengeluaran pelaburan untuk unit trust, mestilah memenuhi syarat-syarat yang telah ditetapkan berdasarkan jadual Simpanan Asas KWSP yang telah ditetapkan.